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Trash All Your Worse Financial Habits at Once!



Trash All Your Worse Financial Habits at Once!

The global pandemic has provided much time for everybody to learn many things and realize many realities about life. During these challenging times, there was a big change in you and your family’s lifestyle habits. More importantly, the pandemic has made an enormous effect on people’s livelihood. That is why it is very important to think about your finances especially during these times where the world is under an economic crisis and many people have lost their jobs and homes.  We could not do anything about these but what we can do is take on a new perspective on how we look and deal with money. Being financially literate is very important these days so here are a few tips that can help and guide you to improve the way you handle money without easy cash loan online.

Do not do so much online shopping

Online shopping became extremely popular lately because of the lockdown. Though this makes life more convenient because you could just wait for what you ordered at the comforts of your home instead of risking your life going to the mall, make sure that you do not spend too much and  buy only what you need. Now that almost everybody is having a difficult time in terms of finances, it is important that you too will refrain from unnecessary spending. Resist every form of temptation such as discounts, free shipping, or buy one take ones especially if you really do not need anything and you just enjoy shopping. Stop right there and do think a couple of times before you hit Add to Cart.

Trash All Your Worse Financial Habits at Once!

Trash All Your Worse Financial Habits at Once!

Do not forget that you have to save

It is common knowledge that having money set aside for emergency situations is very important. Thus, make sure that you always have savings intact. Savings become more important during this pandemic especially that people are more prone to illness and everybody is at risk of losing their jobs. Having something set aside for the future can give you peace of mind and assurance that you will still survive even if, knock on wood, you will not be able to work. Even after the pandemic is over, you must never forget to save because it might save you from going hungry or being homeless.

Cook your own food and order out only if needed

Like shopping online, do not rely so much on food delivery. Though ordering food could also be good because it enables you to support local businesses, the amount you could spend on these orders could accumulate over time into a sizable amount. Instead of having food deliveries often, prepare your meals at home because they are much cheaper, and you are sure that it is clean.

If you do not have time to cook because of your busy schedule then do a research first on the best restaurants in town that provide the most healthy and sanitary meals at the most reasonable price and minimal delivery fee. Other than that, it is best to refrain from ordering out.

Do not spend your time idly


Opportunities to better your life are always around regardless if there is a pandemic. It will not do you any good if you just sit and wait around. There are many chances or possibilities for you out there to learn and earn so go and explore them. Take advantage of this time to do something good for yourself and your family.

Pay your loans and bills

Do not rely on any grace-period that was provided by the Bayanihan Heal as One Act, because it will not change the fact that you will still have to pay all your debts and utilities along with the interests included in the payments. To make life easier for you, try to get rid of all of your troubles related to these by paying all your loans and bills. It may be difficult to raise an amount enough to pay all of these liabilities, but the least you can do is be on time on your payments. Doing this will not only free you of all the stress and aggravation but will improve your credit standing as well, which is beneficial for your future bank transactions.

Since there are many companies that are extending loans, take this opportunity to shop around on who will give you the best terms that are suited for your needs. There are several lending companies that are willing to cooperate with borrowers if you tell them that you will need more time in paying your loan. For example, in Robocash lending company you can extend the payment terms for a loan without worrying much about the fines because this company prioritizes the needs and well-being of its clients. You will only need to pay interest for additional days of credit. It is also important to apply in advance to renew the loan. Moreover, loyalty is very important to this company, which is why loans are granted much easier for borrowers who have already tried the Robocash loan  service before. During this pandemic, online lending platform  is ready to receive and help you stay afloat.


iOS News

iPhone 12 Vs iPhone 11 pro – Full Comparison In Detail




iPhone 12 Vs iPhone 12 Pro

The battle between iPhone 12 and iPhone 11 pro is quite tough for Apple lovers leaving us with the question – Which one to buy? iPhone 12 and iPhone 11 pro both being great at their own place makes the decision even tougher.  

So, here we are to quickly analyze them individually as well as together and decide which one is better. 


Apple iPhone 12 – Overview 

iPhone 12 Vs iPhone 11 pro

iPhone 12, along with the usual upgrades, comes with 5G, a new OLED screen, upgraded charging, and an accessory ecosystem with MagSafe. Being released on 13th October 2020, it covers all the latest updates offered by Apple.

It is available in many friendly colours including black, blue, red, white, and you can always use iPhone 12 cases for a change of look. It is lightweight – 164 g and allows wireless charging. However, its high price can be a barrier in its sale during this economic downturn caused by the COVID-19 pandemic. 

Performance & Battery life

The highlight of the iPhone 12’s performance is that it is fast, very fast. After all, its A14 Bionic Chip is built on a new 5nm process. Games run smoothly, web pages are loaded without any hassle, and its speed is impeccable while multitasking. However, iPhone 11 Pro’s speed is also quite good and one may not feel a great difference in the day to day life. 

iPhone 12 has amazing battery life. You can easily use it one whole day without worrying about charging. It offers fast charging and also supports wireless charging. Also, a special mode is created for silently turning off 5G. 


Apple iPhone 11 Pro – Overview 

iPhone 11 Pro, released on 10th September 2019, offers impeccable performance. It gives you a triple rear camera – 12MP + 12MP + 12MP with an ultra-wide lens, night mode, and better Smart HDR. It also gives you a Dual LED rear flash. 

Overall, we can say that iPhone 11 pro is one of the best camera phones right now. One of its drawbacks is that it is slightly heavier weighing approx. 188 g. It has a glass body type but you can use iPhone 11 pro protective back covers to increase its durability. It is available in conservative shades like Gold, Silver, Midnight Green, and Space Gray. 

Performance & Battery Life 

The A13 Bionic chip has made the iPhone 11 pro one of the fastest phones in the world. Its processor offers a fast CPU, GPU, and machine learning performance. It shined in almost all benchmark testing and real-world testing. Overall, it renders great performance in terms of fast and hassle-free usage. 

iPhone 11 pro has a good battery life given its small size. If used continuously, it lasts for approximately 10.5 hours. It has a battery capacity of 3046 mAh. The best part is that it offers fast charging and also supports wireless charging.     


Key Specs and General – iPhone 12 vs iPhone 11 pro

iPhone 12 offers a 6.10-inch display, 12MP front camera, 12MP + 12MP dual rear camera, iOS 14 with 64GB standard storage while iPhone 11 pro offers a smaller display of 5.80 inches, iOS 13 with 64GB standard storage. 

However, its triple rear camera stands out among the two. iPhone 11 pro, even after its smaller size, is a bit heavier than iPhone 12. Moreover, iPhone 12 is available in more friendly colours.  


 Apple iPhone 12 – Pros & Cons 


  • It has an amazing daylight camera experience. 
  • It supports 4K video recording. 
  • It has a 5G enabled powerful processor.
  • It is dust & waterproof, has scratch-resistant glass, and IP68 rating. 
  • It has an Oleophobic coating to provide finger smudge resistance. 
  • It offers 15W wireless and 20W fast charging. 
  • It offers HDR 10 support with high gloss features. 



  • It does not support a Micro SD card or a 3.5 mm connector.
  • Fingerprint scanner is not available. 
  • It does not support reverse wireless charging. 
  • Its battery size is 2227 mAH.
  • It does not support 8K video recording.
  • The charging adapter is not included in the box and needs to be purchased separately. 
  • Its refresh rate is up to 60Hz.


Apple iPhone 11 pro – Pros & Cons  


  • It has a tough and waterproof design with a matte back. 
  • It has an Apple A13 Bionic processor make which is one of the fastest smartphone chips. 
  • It has excellent stereo speakers. 
  • It has a great battery life along with fast charging.
  • It offers excellent video quality and stabilization. 
  • Its iOS 13 provides a smooth user experience.


  • 3.5 mm jack is or audio adapter is not included in the box.  
  • Its ultra-wide camera does not support autofocus.
  • Telephoto cam is only 2x. 
  • It has limited NFC usage. 
  • Camera photos do not highlight the features.
  • It is heavier, weighing 188 g.



After carefully analyzing every aspect, we can say that if you are ready to invest more, iPhone 12 definitely wins the race. Considering its latest updates, buying iPhone 12 would be a smart decision.

However, given the iPhone 11 pro’s price, you can go for it as well. It all depends on your personal preference. 



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Tips for Creating Engaging Branded Video





Of late, many established corporates and budding start-ups alike have resorted to carrying out extensive video campaigns for achieving their marketing and advertising objectives. The reason behind this is quite simple. Recent statistics have been more than comprehensive in showcasing that audiences today interact and engage far better with content that is represented in visual and graphical format. With the world’s attention span continuing to dwindle, it is no surprise that people have gotten more inclined towards consuming content that gives them more information in less time. 


Acknowledging this dynamic change, leading brands and companies worldwide have increasingly devoted themselves to dishing out content that relies on the intelligent use of creative graphics with catchy captions and phrases. Businesses are now focusing on how to add logo in video campaigns in a manner that is smart enough to achieve effective brand positioning. Have a peek here. All of this has subsequently resulted in a spate of mediocre campaigns that more or less have a similar tone and narrative to them. As a result, this advertising style and marketing, that is still relatively fresh, is now running the risk of premature saturation. Originality and inventiveness are truly the need of the hour. And while there’s certainly no set formula for attaining creative success, there are always a set of good practices that hold supreme, irrespective of the circumstances. Hence, listed below are a few of these tips that can help firms and individuals create engaging and immersive branded videos.


  • The Power of Storytelling:

One thing that has resolutely managed to stand the test of time is the immortal art of storytelling. A good story always finds an audience. Thus, it is fair to assume that the charm of storytelling, coupled with the visual medium’s potency, will result in a pretty much unbeatable combination. Movies and advertisements that are deemed to be evergreen classics in our timeline are the ones that have seamlessly woven powerful stories into the medium of the camera. 


Often in a bid to be indulgent and highly expressive, brands end up spawning videos that are deep neck in exaggeration, and as a result, largely distasteful. Ad films can seem extremely challenging at the outset, for they push the creators to fit their story in a very brief time span of around a couple of minutes. Falling trap to the pressure that this situation invites, marketers start brainstorming hyper-realistic and bloated sequences, losing the plot in the process. At the core of every branded story, therefore, should be a narrative that has the capability of resonating soundly with its target audience. This can be achieved by maintaining moderation in the creative process to ensure that the branded video grabs enough eyeballs while avoiding looking crude in the process.


  • The Magic of Humor:

Infusing humor in narratives to boost its outreach and engagement has been a tried and tested approach for a long now. In everyday life’s din and monotony, a few moments of laughter and ease are what every individual looks forward to rather eagerly. Thus, ad campaigns that managed to bring a smile to their audiences’ faces have been observed to outperform their competitors significantly. Whether it is an act of caricature or a subtle contextual setting is irrelevant if the eventual execution of humor is carried out flawlessly. 

Many brands consider humor to be a risk because it doesn’t align traditionally with the formal corporate language. And while that does have an element of truth to it, the fact remains that more and more brands these days are falling back on humor to make themselves seem more accessible to their target audience. Though writing comedy into your branded video might appear to be a bit of a challenge, the dividends promise to be extremely rewarding should it be done right and tastefully. 


  • Know Your Audience:

Although this tip might seem deceptively simple, it ends up being the toughest one to follow. In a bid to outrank their competition, brands end up creating content, which, even though it is full of artistic merit, ends up being unrelatable to their target audience. At the outset, you must be fluent with the core vision of your company before you set about devising its advertising content. A more appealing video to a demographic of 40-45 years is no good for your brand, whose target demographic is, suppose, 15-20 years. 


Another mistake that brands commit along these lines is creating content by completely disregarding their audience’s devices. In our age of rapid digitalization and technology, the device that one uses to consume content has become significantly more important than the kind of content they consume. Suppose your audience is more smartphone and tablet-centric, and you end up creating brand videos that are exclusively broadcast on television and streamed on desktops. In that case, you stand to lose the endorsement of your customer. Hence, knowing your audience is vital before launching any marketing or advertising campaign.

Creating Engaging Branded Video


  • The Merit of Sound:

In our times, the most famous brands owe their widespread reach and popularity to their sound stamps, more than their visuals. A brand’s ability to make the sound or the melody of a certain tune synonymous with itself is perhaps the most effective form of branding out there. In the case of visual content, you need to see it once at least to relate it with the brand in question. However, in the case of sound stamps, the understanding is intuitive, and the end goal is achieved as effectively as in the case of visuals, without needing to employ any active sensory engagement as such. A video with a catchy jingle or a quirky melody engages its audience and viewers like none other.



With multiple novel ideas gracing the marketplace with every passing day, knowing how to add text in video or pulling off a couple of flashy transitions is insufficient to create an engaging branded video. Get More Info.  Abiding by the above tips not only gives you a basic framework to think around but also a suitable insight to help you avoid the obvious plot holes while you are at it.


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Fuel Your Culinary Passion With These Energy-Efficient Tips For The Kitchen




Love to cook up a storm in your kitchen, but your energy bills are making you nervous? Working in the kitchen means using various household appliances like dishwashers, chimney, blenders. 

All of these can run up a huge bill, and high Waco Electricity Rates means you will be paying a fortune.

But if you think you will have to give up your culinary interests to meet your energy goals, think again!

Focus on your recipes with some smart energy hacks to conserve energy and spend less on your utility bills. Let’s get straight into it.

1. Turn Off The Oven Early

If you are fond of baking, you end up using tons of energy on your oven. To cut corners with this machine, you can practice a simple hack: switch it off early.

Ovens get heated to very high temperatures and take time to cool down. So, if your recipe says to bake for 20 minutes, switch off the oven after 15 minutes and let the meal cook in the remaining heat.

If you like, you can leave your food in the oven a few minutes beyond the stipulated 20 minutes, since the oven has already been turned off.

2. Light Up Smartly

You can light up your kitchen with a hundred stylish bulbs, or you can be smart and place lights at important places.

A fully lighted kitchen with say, ten designer hanging lights will cost you a lot more than two lights placed strategically above the dining table and near the cooktop.

You can install the stylish lights anyway and use them on occasion. But for every other day, you can manage with two lights and save loads of money.

3. Measure Appropriately

Boiling a full pot of water only to use a part of it can be the lazy way out for your recipes, but it also costs you a lot of energy.

When you throw away the remaining water or let it cool down again, you are throwing wasted energy and a big chunk of money down the drain.

That’s why it’s helpful to measure your cups and use small pans when you have to boil water for pasta or a hot cup of tea and conserve energy as you go.

4. Chop Finely

If the recipe doesn’t call for big pieces, try chopping your vegetables finely every time you cook. Smaller pieces don’t require as much energy when thrown in the pot, thus dramatically reducing your bills.

Finely chopped vegetables also cook faster than bigger chunks and save you time, especially when you’re starving and can’t wait to dig into your meal.

5. Match The Pan To The Burner

A small pan on a big burner means a waste of energy. Choose your pans according to how much you’re cooking and place it on a burner, which is smaller than its base.

This way, all the heat will be absorbed by the pan, and nothing will escape from the edges. If your choice of burners and pans doesn’t allow for this method, turn down the flame while working with smaller pans.

6. Seal Your Appliances

Appliances like the oven and refrigerator come with a seal. These seals are put in place to ensure that the inside temperature does not leak out.

A broken seal means your appliance has to work extra hard to trap the heat or cold and maintain the optimal temperature, resulting in extra energy consumption.

Check your appliances for leakages from time to time and fix the seals whenever needed.

7. Defrost Your Meat

Whenever you take meat or any other food out of the freezer, make it a point to defrost it without electricity.

It can be helpful to take the food out a few hours before you start cooking, so you don’t have to defrost it in your microwave or oven.

For dinner, you can take your meat out of the freezer in the afternoon and place it in the fridge. This way, you will pay a very small electricity bill every month, despite high Ohio Electricity Rates.

8. Love Your Machines

Household appliances need timely maintenance to work effectively. Get them serviced regularly and keep them in good condition, so they work properly and conserve energy.

Moreover, every appliance comes with advice on using the machine, periodic maintenance, cleaning methods, etc. Follow these points to the T, and you will steer clear of breakdowns and other issues.

9. Fill Up The Dishwasher

A dishwasher is a large machine that consumes a lot of energy. To make the most of this appliance, you can make sure it’s full when running it.

While filling it up with all your plates and utensils works well for when you have guests over, it’s a daunting task for other days, especially if you have a small family.

Instead, you can run the dishwasher once every two days. This way, the dishwasher will be running to its capacity, and you will be using it only 15 days a month, thus bringing your power costs down.

Another thing to note is that running the dishwasher every day also uses more water than washing your plates by hand.

10. Skip a Cycle

A dishwasher has multiple cleaning cycles, and the last one is the dryer cycle. If you have time, you can skip this cycle and let your utensils air dry.

Simply switch off the machine when it reaches the drying stage. You can open the dishwasher door to let the utensils dry before taking them out. Or, you can put them on a drying rack next to your sink.

Final Take

There are many more kitchen life hacks that can help you save energy while you keep your culinary passion burning. The key elements in energy efficiency are practice and understanding how food items cook.

Once you know your veggies, meats, and pasta, you can do a lot to ensure that you can cook more in less energy.

Top these simple cooking tips with smart device use, and you will definitely save a good amount of energy and money every month.

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